How It Works
The Revtek Process for Growing Your Business

So how does Revtek work and why is it different than other solutions for growth capital? Revtek provides revenue-based financing, which is funding in which a company agrees to share a percentage of future revenue  in exchange for capital. As the company grows it's revenue base, it can access more capital to fund continued future growth.

Why choose Revtek financing?

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Get the funding you need.
Fast.

Our funding process is quick and simple. In our process, your company can receive up to $1MM in funding in as little as 4 weeks. After we develop a working relationship, we can provide follow-on rounds of capital in as little as 3—4 business days and up to $2M for qualifying companies.

Retain Icon

Retain ownership and control
of your business.

When accessing funding with Revtek, you won’t be asked for equity or providing us with a board seat. It’s your company and our funding helps you grow your company today- so you give up less equity later.

Pay based Icon

Payments based on
monthly recurring revenue

Our experienced team knows monthly revenue can fluctuate, which is why we have payments that are conservatively set well below current monthly revenue. You’ll never be stressed with large monthly payments.

About Revtek Funding

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How much can you borrow?

Up to ⅓ of your company’s annualized revenue run rate,
typically ranging from $500,000 to $2 million.

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Capital for growth

We fund product development, capital equipment, software development, sales and marketing, and other growth strategies.

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Funding when you need it

Get access to more funding as your grow.

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Retain control

We do not take equity, require a board seat or have a say in how you run your business.

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Specializing in tech companies

Software, SaaS, IoT, ISP's , Telecom, Security Services,
Digital Media and companies with recurring
revenue or stable recurring contracts.

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What you need to qualify

Business: Predictable Recurring Revenue
Revenue: $50,000 per month.
Gross margins: at least 50%
Profitability: not required

A better deal than banks and equity

Access revenue-based financing where there is no costly equity investment which requires owners to give up control.

More flexible

More flexible than the bank

We lend more to early-stage growth companies

Interest rates can be lower for bank loans than for revenue-based financing, but beyond small lines of credit, banks rarely lend enough for early-stage growth.

Bank loans contain complex covenants that can be difficult to navigate.

Monthly payments rise and fall with the ebb and flow of your revenue

  • Your monthly payments

  • Revenue loan rate

  • Monthly net cash receipts

Payments adjust to what your business can afford.

The payment rate is always below 10% to minimize the impact on your cash flow.

How fast you repay your loan depends on how fast your business grows

Our loans are normally repaid over 3–5 years, but if your revenue grows faster than planned, you can pay off the loan sooner.

Banks, on the other hand, can make it very difficult or expensive to terminate a loan early.

More flexible

Far cheaper than equity

Our revenue-based financing uses a simple, transparent pricing model so you know your total commitment from day one

Revenue-based financing has two costs:

 A repayment cap,

 Minimal legal expenses (usually around $3,500),

The repayment cap is calculated as follows:

  • Payment cap

  • Amount borrowed

  • Cost of funds

The cap is usually 1.3–1.8x the amount borrowed, paid back over the length of the loan (usually 3–5 years).

Venture capital is not free—in fact it is vastly more expensive in the long run.

The equivalent “payment cap” for venture capital can be 10–20x the amount they invest in you—or more.

 And initial legal fees and expenses can easily reach $30,000.

More flexible

More flexible than the bank

We actually lend money to early-stage growth companies

Banks will not lend without strong collateral, cash flow and profitability.

Bank loans contain complex covenants that can be difficult to navigate.

More flexible

Far cheaper than equity

Our revenue-based financing uses a simple, transparent pricing model.

Revenue-based financing has two costs:

Affordable monthly payments spread over 24 to 48 months.

 Minimal legal expenses and fees

Monthly payments fluctuate with your revenue

The repayment cap is calculated as follows:

How fast you repay your loan depends on how fast your business grows

Our loans are normally repaid over 3–5 years, but if your revenue grows faster than planned, you can pay off the loan sooner.

Banks, on the other hand, can make it very difficult or expensive to terminate a loan early.

Venture capital is not free—in fact it is vastly more expensive in the long run.

The equivalent cost can be 10–20x the amount they invest—or more.

Legal fees and expenses can easily run as high as $50,000.

What is it like working with REVTEK?

We succeed when you succeed

Revtek Captial was founded in 2014 by a group of entrepreneurs and banking experts who believed there was a better way to fund growing technology companies.

Our funding is structured so that we win when you win. Our return depends on your company’s performance, meaning it’s in our best interest to work with you to help you grow. We can be involved as much or as little as you like. Together with our community of tech entrepreneurs and experts, we can:

  • Talk to you about your business and growth strategies.
  • Connect you to our network of investors.
  • Give you access to marketing and special offers from our partners

An Easy Application Process

1

Provide Us With a Business Overview

To get started, fill out our secure form to give us a quick outline of your business.

2

Connect With Us

We’ll contact you to get more detailed financial information. Our investment team will have a short phone call with you to learn more about you and answer any questions.

3

Get Ready for Your Funding

By now we should both know if revenue-based financing is a good fit for your company. If it is, we’ll send you a term sheet and get you the funding you need to take your business to the next level.